The website https://www.baobabgroup.com is the property of Baobab SAS, a simplified joint stock company with a the capital of EUR 77, 798, 718.60, whose head office is located at 1 rue De Gramont – 75002 Paris and registered with the Paris Trade and Companies Register under number 483 177 093. Intra-Community VAT number: FR54483177093

Web hosting services provider: Amazon Web Services

Publishing Director : Arnaud Ventura – [email protected] – 01 85 73 19 00

Pictures: Natasha Riboud




The present terms and conditions aim to define the conditions to access and use the website https://www.baobabgroup.com (the “Website”).


The user accepts the terms and conditions of use below which do not grant the user, implicitly or otherwise, any right or authorisation to use or reproduce any intellectual property of the Website and/or its content.


The purpose of this Website is to provide information regarding all the company’s activities. All the information provided on the Website is indicative in nature, and is subject to change at any time at the sole discretion of Microcred.


Microcred also reserves the right to modify the terms and conditions of using the Website at any time, and the user shall be deemed to have accepted the new terms and conditions of use of the Website as soon as they access the Website.


Microcred shall not be liable for the availability, accuracy and reliability of the content of the Website or the material damage that may result from the use of the Website with an inadequate hardware and/or software.


Baobab, Microcred, the logos of Baobab and Microcred as well as any name of product or service that can be associated with and to which reference is made on the Website are registered trademarks of Microcred S.A.S. and/or its subsidiaries.


The entire Website is covered by the French and international legislation on copyright and intellectual property.  All reproduction rights are reserved and the reproduction of all or part of this Website on any medium whatsoever is strictly prohibited unless specifically authorized by the Website Publishing Director.


The reproduction of texts from this Website on paper is authorized to the user visiting the Website for their personal use only, provided that the extracts reproduced are not altered in any way, are not used for commercial purposes, and contain a clear reference to the source (“document issued from the Website  https://www.baobabgroup.com “).


These terms and conditions of use are governed by French law and the user agrees to submit to the exclusive jurisdiction of the relevant courts in Paris (France).




The Website contains a number of hypertext links to other websites, set up with the permission of Microcred. However, Microcred is not able to check the content of such websites and shall not accept any liability in this regard.


Browsing the Website may cause cookie(s) to be placed in the user’s computer. A cookie is a small file which cannot be used to identify the user but which records information concerning the browsing by a computer on a website. The data thus obtained are intended to facilitate subsequent visits to the Website. Refusing to use a cookie may make it impossible to access some Website services.

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