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Our
Leadership

CORPORATE GOVERNANCE & ETHICS

Microfinance has gained recognition for its ability to combine financial sustainability with positive social and environmental impacts. As an industry leader, Baobab Group rigorously applies internationally recognized best practices of good governance and institutional ethics.


Baobab is a responsible financial institution, we endorse and apply the Smart Campaign Principles of fair, respectful and non-discriminatory practices and client protection. In order to prevent excessive debt, we have implemented a credit rating methodology that allows precise assessment of the borrower’s financial situation.


Baobab Group’s governance bodies define the global strategy and normative framework applicable to all subsidiaries and provides strategic guidance and supervision through intensive and targeted technical assistance missions. The subsidiaries’ Boards of Directors and the Supervisory Board also ensure a permanent link between governance and all parties involved with the institution: directors, shareholders, investors, clients, employees, and even the wider public.

OUR SHAREHOLDERS

THE SUPERVISORY BOARD

The Supervisory Committee brings together a panel of seasoned professionals from the micro-finance, banking and financial services sectors. Their role is to approve the Group’s strategic orientations and ensure that they are being followed.
The Chairman, Vice-Chairman and 9 members including the presidents of the Audit, HR, Strategic and ESG (Environmental, Social & Governance) Committees meet every quarter.

Arnold EKPE

Chairman of the Supervisory Board

Jean-Michel PIVETEAU

Vice President

Thierry PORTE

Chairman of the Audit Committee

François ROBINET

Chairman of the HR Committee

Erick DECKER

Member

Garance W. RICHARD

Member

Nikhil TALWAR

Chairman of the Strategy Committee

Asad NAQVI

Member

Alain NADEAU

Chairman of the ESG Committee

Kasper SVARRER

Member

Thomas KLUNGSOEYR

Member

GROUP EXECUTIVE COMMITTEE

The Baobab Group Executive Committee is chaired by Philip Sigwart, CEO since 2019. Philip has brought with him a strong microfinance and inclusive banking experience acquired both in local operations (Russia, Georgia, DRC, Kenya) and central management roles with leading international inclusive finance groups.

With a vision for being the partner of choice for entrepreneurs and turning Baobab into a leading digital financial inclusion institution, the CEO and his Board of Directors, based in the Paris headquarters, oversee the strategy and operations of Baobab’s 10 subsidiaries in Africa and China. 
Philip SIGWART

Philip SIGWART

Chief Executive Officer
Ruben DIEUDONNÉ

Ruben DIEUDONNÉ

Regional Director WAEMU Region
Christina REIFSCHNEIDER

Christina REIFSCHNEIDER

Chief Financial Officer

Baobab Guillaume Lesay

Guillaume LESAY

Chief Risk Officer

Delphine-Martin-gs

Delphine MARTIN

Chief People Officer
Baobab-Hervé Guyon

Hervé GUYON

General Secretary

Nicolas Serre

Nicolas SERRE

Chief Technology Officer

AFFILIATES CHIEF EXECUTIVE OFFICERS

The subsidiaries’ Executive Committees, through their CEOs, contribute to defining and pursuing the Group’s major orientations. All are seasoned professionals of the microfinancing system; they provide a local strategic plan and oversee local operations with the Group’s support and in accordance with the Group’s global Code of Conduct and governance best practices.

Hugues BONSHE

Hugues BONSHE

Baobab Madagascar
mcisse

Mamadou CISSÉ

Baobab Senegal

kazeem-new

Kazeem OLANREWAJU

Baobab Nigeria

Ruben DIEUDONNÉ

Ruben DIEUDONNÉ

Baobab Ivory Coast

mortalla

Mor Talla Diop TINE

Baobab Mali

Sehl Zargouni

Sehl ZARGOUNI

Baobab Tunisia

Missa Adje

Missa ADJE

Baobab Burkina Faso
Kabeya

Kabeya KANYONGA

Baobab Republic of Congo

BodoL

Bodo LIEBERMAN

MicroCred China

Baobab-Alexandre-Coster

Alexandre COSTER

Baobab+ Director

FUNCTIONAL DIRECTORS

Baobab Group’s Functional Directors are skilled professionals of the micro financing and banking sector.

With their practical knowledge of field operations, they lead expert teams and support subsidiaries in making financial services ever simpler and easier to use.

Benoit Angers

Benoit ANGERS

Innovation Director

Esso Bataba

Esso BATABA

Accounting and taxation Director

Lise Carrier

Lise CARRIER

HR Development and talent acquisition Director

EmmanuelD

Emmanuel DECAMPS

Head of Operations

Anne Delvern

Anne DELVERN

Training Director

Cristiana Finotti

Cristiana FINOTTI

Marketing Director

MarionIvars

Marion IVARS

Communication Director

Benoit Philippe

Benoît Philippe

Project Management Officer
Emmanuel Signou

Emmanuel SIGNOU

Head of Development

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