Our Team

Members of our leadership team are experienced professionals : they ensure the implementation of the strategic goals of the Company and support our subsidiaries in their growth,  providing guidance and expertise.

Our leadership team

Philip SIGWART

Philip SIGWART

Group CEO

Biography

  • 24 years of operational and board-level experience in emerging markets
  •  Baobab Group, France, (2019 to present): Group CEO
  • Equity Group Holdings, Kenya (2015-2019): Group Director for SME Banking
  • Procredit Holding, Germany (2002-2015): CEO of Procredit Bank Kosovo, Georgia and DRC, Board memberships in DRC, Ecuador, Bolivia
  • European Bank for Reconstruction and Development (1997-2002), Russia Small Business Fund, Senior Bank Advisor
  •  The University of Chicago Booth School of Business, MBA
  • The University of St. Gallen, Bachelor and Master’s degree in economics (Lic. Oec HSG)
Philip SIGWART 
Group CEO 
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Christina REIFSCHNEIDER

Group Chief Financial Officer
Christina REIFSCHNEIDER

Biography

  • 20 years as a financial and risk expert
  • Baobab Group, France (2020-Present) : Group CFO
  • I.D. Inspiring Development (2018-2020): senior banker
  • ProCredit Holding, Germany (2015 -2018): Head of Group Risk Management
  • Banco ProCredit Mozambique (2012 -2014): CEO
  • ProCredit Holding, Germany (2007 -2012): Head of Group Accounting and Taxes
  • Christina graduated from Mannheim University, Germany : she holds a PhD in Economics and a Master’s Degree in Business Administration.
Christina REIFSCHNEIDER 
Group Chief Financial Officer 
Hervé-Guyon

Hervé GUYON

General Counsel

Biography

  • 15 years with Baobab and 20 years of experience in fundraising, compliance, legal & social performance.
  • Baobab Group (2012 – Present) : General Counsel.
  • Baobab Senegal, (2010 – 2011) : CEO.
  • Baobab Madagascar (2006 – 2009) : CFO.
  • CIC Group, (2000-2006) : Head of Legal and tax department of the capital markets activities.
  • Hervé graduated from EM Lyon Business School (1998) and holds a Master’s Degree in Corporate Law from the Strasbourg University (2000).
Hervé GUYON 
General Counsel 
Guillaume_Lesay

Guillaume LESAY

Group Chief Risk Officer

Biography

  • 28 years of risk management and board-level experience in retail and commercial financial services.
  • Baobab Group, France, (2017 to present): Group Chief Risk Officer.
  • General Electric Capital Europe (2009 to 2017) : Head of European Operations and Collections.
  • General Electric Capital International (1993 to 2009) : Risk Director in several countries (USA, Belgium, Brazil, Singapore and Turkey).
  • Yale University School of Management, MBA.
  • Dauphine University, Bachelor and Master’s degrees in Finance and Banking Administration.
Guillaume LESAY 
Group Chief Risk Officer 
Cecile_Chahid-Nourai

Cécile Chahid-Nourai

Group Chief Operating Officer

Biography


Cécile is an expert in banking operations: After starting her career in New York as a financial analyst, Cécile joined Mastercad in Product Management.


During 16 years after, she held various management positions at Société Générale, including Director of Payment Operations.


In 2017, Cécile joined Ditto Bank as COO and then General Secretary.



In 2019, Cécile became COO of Treezor, a leading "Banking as a Service" platform serving more than 100 European Fintechs in the B2B and B2C markets.


Cécile has been Chief Operating Officer of Baobab Group since June 2022.

Cécile Chahid-Nourai 
Group Chief Operating Officer 
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Delphine MARTIN

Group Chief People Officer

Biography

  • Certified RNCP Coach in 2000
  • Baobab Group (2019 – Present) : Chief People Officer.
  •  F. Iniciativas (2013 - 2018) : Chief People Officer.
  • Sophis - Mysis (2006 - 2013) : Chief People Officer.
  • Accenture (2005 - 2006), Head Of Recruitment.
  • Groupe HN de 2001 - 2005, HR Manager.
  • Medipsy, Groupe générale de Santé (1999-2001) HR Project manager.
  • Delphine holds a master 2 in Psychology from Rennes University.
Delphine MARTIN 
Group Chief People Officer 
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Nicolas SERRE

Group Chief Technology Officer

Biography

  • 20 years of experience in financial services, and 13 year experience within ING Group
  • Baobab Group, France, (2020 - Present) : Group CTO
  • Transformation digitale, Organisation IT & Agile, Strategic projects
  • Chief Technology Officer, ING France
  • Head of Digital, ING Retail Banking France
  • Nicolas graduated from ESPCI Paris (2002) and IAE (Paris, 2002)
Nicolas SERRE 
Group Chief Technology Officer 
Ruben

Ruben DIEUDONNÉ

WAEMU Regional Director Country Manager
Baobab Ivory Coast
Ruben DIEUDONNÉ

Biography

  • 12 year seniority at Baobab, currently Regional Head of WAEMU zone (West Africa)

 

  • CEO Baobab Côte d’Ivoire

  • CEO Baobab Senegal

  • Procredit Bank

Ruben DIEUDONNÉ 

Regional Head of WAEMU area (West Africa)

Country Manager Ivory Coast

 
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Marion Bouillie

Group Audit Director

Marion Bouillie

Biographie

  • Baobab Group, France, (2021 to present): Group Head of Audit.
  • Accion contre el Hambre, (2019 – 2020) : Finance Coordinator, Palestinian territories.
  • ACTED (2017 – 2019) : Finance & Admin Manager, Yemen.
  • Consultant (2016 – 2017).
  • ProCredit Holding KGaA (2009 – 2015) : Group Audit Manager.
  • Credit Agricole Group ((2003 – 2008) : Internal Auditor.
  • Marion holds a Master’s Degree from EDHEC Business School (2003).
Marion Bouillie
Group Audit Director
Hugues_BONSHE

Hugues BONSHE

Country Manager
Baobab Madagascar
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mcisse

Mamadou CISSÉ

Country Manager
Baobab Senegal
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kazeemO

Kazeem OLANREWAJU

Country Manager
Baobab Nigeria
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Mor Talla Diop TINE

Mor Talla Diop TINE

Country Manager
Baobab Mali
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Emmanuel DECAMPS

Country Manager
Baobab Tunisia
Group Head of Credit Operations
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Missa_Adje

Missa ADJE

Country Manager
Baobab Burkina Faso
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Kabeya

Kabeya KANYONGA

Country Manager
Baobab Democratic Republic of Congo
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Bodo

Bodo LIEBERAM

Country Manager
MicroCred China
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alexandre-coster

Alexandre COSTER

CEO Baobab+ 

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Benoit ANGER

Group Head Of Innovation & Digital Products

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Abdoulaye Gueye

Group Head of Financial Planning & Analysis

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Esso BATABA

Group Accounting and taxation Director

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Emmanuel_SIGNOU

Emmanuel SIGNOU

Group Head of Business Development & Partnerships

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DELPUCH Florian

Florian Delpuch

Group Head of Data

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FlorenceH

Florence Hovsepian

Group Head of Marketing & Communication

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Sarah_Boutej

Sarah Boutej

Group Head of Investor Relations and Strategy
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